Serving Florida For Over 50 Years

  • Toll Free: (800) 293-0131

BRUENING

  • Home
  • Products
    • Auto
    • Business
    • Commercial Auto
    • Commercial Property
    • Commercial Umbrella
    • Condo
    • Contractors
    • Cyber Liability
    • D & O
    • Flood
    • General Liability
    • Homeowners
    • Life
    • Personal Umberlla
    • Professional Liability
    • Restaurant
  • Get A Quote
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
  • About Us
    • About Us
    • Our Locations
    • Our Services
    • Privacy Policy
  • Contact
  • Bruening Insurance
Home > Blog > Understanding Your BOP’s General Liability Coverage
WEDNESDAY, OCTOBER 17, 2018

Understanding Your BOP’s General Liability Coverage

talking to clients

When getting a business owners policy, or BOP, you'll receive a few different elements of commercial insurance. Among these will likely be general liability insurance. Do not ignore this coverage, as it's critical for your business. With it, you can protect yourself against the harm you might cause others. How does this protection work?

Most BOPs will contain general liability insurance. However, it is up to you to determine whether standard coverage is right for you. At times, you might need to add extra protection to your BOP.

What Is General Liability Coverage?

BOPs contain multiple types of commercial insurance within one package, for one premium. Most will contain some amount of general liability insurance.

General liability coverage protects the business against harm it causes other parties. If someone gets hurt through their interaction with your business, they might expect or demand compensation. This coverage can help the business repay those parties. Most general liability policies contain:

  • Bodily Injury Coverage: This pays in case someone gets physically hurt by doing business with you. It might help you cover that person's medical bills, legal action fees and other costs.
  • Property Damage Insurance: If your actions damage a client's property, you might have to repay them. This element of protection might be able to step in during these cases.

Let's say that when visiting your store, a customer accidentally trips and falls. They might sustain various injuries, which in turn might cost a lot of money. Because the accident happened on your premises, you might have a responsibility to pick up the check for these losses. And even if the accident was totally unpreventable, that still might not free you from your obligation.

In such a situation, your company's general liability insurance can step in to pay the affected party's costs. Therefore, it is critical financial protection for the business, not just the harmed customer. With this coverage, you won't have to worry about how you can compensate someone because of an accident.

Expanding General Liability Coverage

Your BOP's general liability protection is a good starting point. However, it might not fully cover every liability risks on your property. You should therefore consider expanding your coverage as needed. Some of the policies that might prove beneficial add-ons include:

  • Cyber Liability Coverage, which protects against exposure or loss of sensitive customer data.
  • Errors and Omissions Protection that insures against financial harmed caused by bad professional advice or clerical mistakes.

Talk to one of Bruening Insurance's experienced agents about the operating risks within your business. We can help you determine the appropriate coverage for your commercial liabilities.

Contact Us

Posted 9:00 AM

Tags: business owner policy, general liability insurance, bruening insurance agency
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2014
  • 2013

  • business insurance(50)
  • bruening insurance(43)
  • commercial property insurance(37)
  • bop(22)
  • coverage(21)
  • insurance(20)
  • bop insurance(17)
  • business owners policy(16)
  • commercial insurance(14)
  • bruening insurance agency(12)
  • protection(10)
  • home insurance(9)
  • general liability insurance(7)
  • property insurance(7)
  • auto insurance(4)
  • homeowners insurance(4)
  • general liability(3)
  • workers compensation insurance(3)
  • professional liability insurance(3)
  • property coverage(3)
  • commercial property(3)
  • business liability(2)
  • flood insurance(2)
  • bruening insruance(2)
  • claims(2)
  • business auto insurance(2)
  • homeowners(2)
  • cyber liability insurance(2)
  • wc(2)
  • personal auto insurance(2)
  • preparations(2)
  • employers liability(2)
  • workers compensation(2)
  • employees(2)
  • hurricane(2)
  • auto liability(2)
  • liability(2)
  • wind coverage(2)
  • hurricanes(2)
  • auto(1)
  • taxes(1)
  • florida insurance(1)
  • sprinklers(1)
  • epli(1)
  • life insurance(1)
  • family(1)
  • cause of loss(1)
  • equipment breakdown(1)
  • risk management(1)
  • wind insurance(1)

View Mobile Version

Bruening Insurance Agency
Corporate Headquarters
1555 Bonaventure Blvd,
Suite 2006
Weston, FL 33326
Phone: (800) 293-0131

Bruening Insurance Agency
Jupiter Office
110 Front Street
Suite 300
Jupiter, FL 33477
Phone: (800) 293-0131

  • Facebook
  • Rss
  • Google

Copyright 2021. All Rights Reserved by Bruening Insurance Agency, Inc.

  • Terms and Conditions
  • Legal Disclaimer
  • Privacy Policy