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Bruening Insurance Agency Blog: business insurance

View the latest blog posts from Bruening Insurance Agency.

A Business Owner's Policy (BOP) usually bundles business liability and property insurance. This is more affordable than buying two separate policies. And it also includes coverage such as personal and advertising injury protection. Here's more information about the types of coverage included in a BOP policy. READ MORE >>

When you have a small business, you want to insure it in the most-cohesive and applicable ways. A business owners policy — also called a BOP — is one of the main ways that small operations get coverage. These policies can pay up to certain limits for several types of losses that might occur within the business. READ MORE >>

Do you have a storage space on your property? You may use this space to house excess inventory, equipment, or other needs. Whether or not your storage space is an attachment on your building, it is important to make sure it has proper insurance coverage. READ MORE >>

Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. READ MORE >>

When choosing a Business Owner's Policy, or BOP, for your business, it is very important to look at the details of the plan. Some policies offer basic coverage. Others offer more protection than the average. Since most business owners want ample protection for their company, it may be beneficial to choose a policy that is all-risk or open-peril. READ MORE >>

Owning a photography business is a great way to exercise your creative side while making a living. Plus, you get the privilege of being present for some of life's most exciting moments. But how do you protect yourself? How can you ensure all your hard work isn't ruined by unfortunate circumstance? READ MORE >>

Owning a restaurant can be an exciting opportunity. It allows you to do what you love. However, to operate properly, your restaurant needs to have the proper equipment. That equipment is expensive. Proper commercial property insurance can help you to protect your equipment. But it comes with questions. READ MORE >>

A secure business has emergency management materials on hand. You never know when a disaster or mishap might strike. The faster you react, the better you can minimize damage. In some cases, the right safety steps might even help you avoid problems altogether. READ MORE >>

Perhaps it's always been your dream to be a stay-at-home parent. But, maybe you find yourself wanting or needing to start a business. You might need the money. You might want to keep up your skills. You might want to venture into something new. But whatever it the reason for diving into entrepreneurship, it needs to be compatible with raising children. READ MORE >>

Business insurance can help minimize risks to your company. These risks are incidents in which your company suffers financial loss. The right policy can cover a wide range of these risks. One area of concern is your business' parking lot. Not all types of incidents occurring in your parking lot are covered by insurance. READ MORE >>

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