Wednesday, January 22, 2020 A business owners policy offers liability, property and compensation coverage for small businesses. It covers three basic elements: Property Damage Coverage: This provides compensation for damages done to property owned by the business due to fire, hail, theft, vandalism and more. READ MORE >>
Wednesday, December 18, 2019 Many business owners opt to live in the same building where they work. This is different from a home-based business in that you are not setting aside a corner of the house from which to operate your company. Rather, you are moving into the same physical building as your business location for your living quarters. READ MORE >>
Monday, November 18, 2019 General business insurance can mean a few different things, so it's important to make sure your business property is covered. You need to make sure commercial property insurance is included in your policy or purchase separate coverage. What Is General Business Insurance? READ MORE >>
Monday, October 14, 2019 A Business Owner's Policy (BOP) usually bundles business liability and property insurance. This is more affordable than buying two separate policies. And it also includes coverage such as personal and advertising injury protection. Here's more information about the types of coverage included in a BOP policy. READ MORE >>
Tuesday, September 24, 2019 When you have a small business, you want to insure it in the most-cohesive and applicable ways. A business owners policy — also called a BOP — is one of the main ways that small operations get coverage. These policies can pay up to certain limits for several types of losses that might occur within the business. READ MORE >>
Thursday, August 22, 2019 Do you have a storage space on your property? You may use this space to house excess inventory, equipment, or other needs. Whether or not your storage space is an attachment on your building, it is important to make sure it has proper insurance coverage. READ MORE >>
Tuesday, July 16, 2019 Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. READ MORE >>
Monday, June 17, 2019 When choosing a Business Owner's Policy, or BOP, for your business, it is very important to look at the details of the plan. Some policies offer basic coverage. Others offer more protection than the average. Since most business owners want ample protection for their company, it may be beneficial to choose a policy that is all-risk or open-peril. READ MORE >>
Thursday, May 23, 2019 Owning a photography business is a great way to exercise your creative side while making a living. Plus, you get the privilege of being present for some of life's most exciting moments. But how do you protect yourself? How can you ensure all your hard work isn't ruined by unfortunate circumstance? READ MORE >>
Thursday, April 18, 2019 Owning a restaurant can be an exciting opportunity. It allows you to do what you love. However, to operate properly, your restaurant needs to have the proper equipment. That equipment is expensive. Proper commercial property insurance can help you to protect your equipment. But it comes with questions. READ MORE >>
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