Monday, November 30, 2020 Believe it or not, commercial property insurance isn’t generally required by any state or federal law. This doesn’t mean that there aren’t instances where you may be required to have this insurance, however. Even without a requirement, commercial property insurance is crucial to cover the physical assets of your business. READ MORE >>
Friday, August 28, 2020 When you buy commercial property insurance, your policy will apply to various items on your premises. It might insure your building, possessions and equipment. The catch, however, is that this coverage will not apply unilaterally to every asset you own. There will be limits that might leave you exposed to costly effects of property losses. READ MORE >>
Wednesday, July 15, 2020 Commercial property insurance is designed to cover loss of or damage to the physical property owned by a business. It covers damage caused by: Fire Wind Hail Smoke Lightning Explosions Theft Vandalism Unfortunately, most commercial property insurance policies do not cover water damage. READ MORE >>
Monday, March 23, 2020 Commercial property insurance comes in many forms, as does the way it is paid out. Before you purchase property insurance for your business, make sure to review what type of coverage you have and how you will receive compensation if you ever need to file a claim. Basics Of Property Insurance READ MORE >>
Thursday, February 20, 2020 Although most businesses operate partially or even totally online, there are still businesses that must have a physical property. Businesses such as restaurants, daycares, pet salons and bars must have somewhere to operate. READ MORE >>
Wednesday, December 18, 2019 Many business owners opt to live in the same building where they work. This is different from a home-based business in that you are not setting aside a corner of the house from which to operate your company. Rather, you are moving into the same physical building as your business location for your living quarters. READ MORE >>
Monday, November 18, 2019 General business insurance can mean a few different things, so it's important to make sure your business property is covered. You need to make sure commercial property insurance is included in your policy or purchase separate coverage. What Is General Business Insurance? READ MORE >>
Thursday, August 22, 2019 Do you have a storage space on your property? You may use this space to house excess inventory, equipment, or other needs. Whether or not your storage space is an attachment on your building, it is important to make sure it has proper insurance coverage. READ MORE >>
Tuesday, July 16, 2019 Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. READ MORE >>
Thursday, April 18, 2019 Owning a restaurant can be an exciting opportunity. It allows you to do what you love. However, to operate properly, your restaurant needs to have the proper equipment. That equipment is expensive. Proper commercial property insurance can help you to protect your equipment. But it comes with questions. READ MORE >>
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