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Home > Blog > Bruening Insurance Agency Blog: property insurance
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Bruening Insurance Agency Blog: property insurance

View the latest blog posts from Bruening Insurance Agency.

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Thursday, December 31, 2020

Why Replacement Cost Property Insurance is Worth It

The property that your business owners is naturally very important to it, and worth quite a lot of money, no less. That’s why you cannot afford to see it get damaged, destroyed or lost, but the fact is that you cannot prevent every instance of property damage. READ MORE >>

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Monday, November 30, 2020

Is Commercial Property Insurance Required?

Believe it or not, commercial property insurance isn’t generally required by any state or federal law. This doesn’t mean that there aren’t instances where you may be required to have this insurance, however. Even without a requirement, commercial property insurance is crucial to cover the physical assets of your business. READ MORE >>

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Friday, August 28, 2020

When You Need Property Insurance Endorsements

When you buy commercial property insurance, your policy will apply to various items on your premises. It might insure your building, possessions and equipment. The catch, however, is that this coverage will not apply unilaterally to every asset you own. There will be limits that might leave you exposed to costly effects of property losses. READ MORE >>

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Wednesday, July 15, 2020

Does Commercial Property Insurance Cover Water Damage?

Commercial property insurance is designed to cover loss of or damage to the physical property owned by a business. It covers damage caused by: Fire Wind Hail Smoke Lightning Explosions Theft Vandalism Unfortunately, most commercial property insurance policies do not cover water damage. READ MORE >>

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Monday, March 23, 2020

Understanding the 3 Main Types of Commercial Property Insurance

Commercial property insurance comes in many forms, as does the way it is paid out. Before you purchase property insurance for your business, make sure to review what type of coverage you have and how you will receive compensation if you ever need to file a claim. Basics Of Property Insurance READ MORE >>

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Thursday, February 20, 2020

What Insurance Do You Need for a Commercial Property?

Although most businesses operate partially or even totally online, there are still businesses that must have a physical property. Businesses such as restaurants, daycares, pet salons and bars must have somewhere to operate. READ MORE >>

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Wednesday, December 18, 2019

Living Where You Work? What Your Insurer Needs To Know

Many business owners opt to live in the same building where they work. This is different from a home-based business in that you are not setting aside a corner of the house from which to operate your company. Rather, you are moving into the same physical building as your business location for your living quarters. READ MORE >>

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Monday, November 18, 2019

Does A Business Insurance Policy Cover Property Losses?

General business insurance can mean a few different things, so it's important to make sure your business property is covered. You need to make sure commercial property insurance is included in your policy or purchase separate coverage. What Is General Business Insurance? READ MORE >>

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Thursday, August 22, 2019

How To Estimate Commercial Property Insurance For Storage

Do you have a storage space on your property? You may use this space to house excess inventory, equipment, or other needs. Whether or not your storage space is an attachment on your building, it is important to make sure it has proper insurance coverage. READ MORE >>

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Tuesday, July 16, 2019

I Own The Building. Does The Tenant Pay For Property Damage?

Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. READ MORE >>

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