Errors & Omissions Insurance
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Errors & Omissions Insurance Information
Clients and customers rely on your business to provide dependable services. However, even the most experienced and meticulous companies may eventually make a mistake. In such situations, parties affected by your error may file a lawsuit and seek compensation for losses for which you are found responsible. Fortunately, errors and omissions (E&O) insurance can provide crucial financial protection.
What Does E&O Insurance Cover?
As its name suggests, E&O insurance provides your company coverage for incidents and allegations related to subpar services. While the details of an E&O policy may vary, this type of insurance can generally be relied on to provide financial assistance in response to the following accusations:
- Inaccurate professional advice
- Missed deadlines
- Breach of contract
Even if a lawsuit’s accusations are untrue or unfounded, your business may face significant costs to defend itself. Fortunately, most E&O policies can provide financial assistance to help cover the following:
Who Needs E&O Insurance?
- Legal representation
- Court costs (e.g., paying an expert witness or reserving a courtroom)
- Administrative costs
Regardless of size, sector or circumstances, your business can benefit from acquiring and maintaining E&O insurance. Without adequate coverage, even a small error arising could have irreparable ramifications for your organization’s finances, reputation and future.
We’re Here to Help
Having served the Fort Lauderdale and Miami areas since 1964, the staff at Bruening Insurance Agency is well-equipped to help your business understand E&O coverage. Our dedicated insurance professionals will work with you to thoroughly analyze your risks and exposures and craft an optimal policy. Contact us today to get started.