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Home > Blog > Business%20Owners%20Policy > Bruening Insurance Agency Blog: business owners policy
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Bruening Insurance Agency Blog: business owners policy

View the latest blog posts from Bruening Insurance Agency.

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Wednesday, July 14, 2021

Expanding Your BOP Beyond Standard Limits

Business owners need insurance, but different operations can take different routes to wind up with the appropriate coverage. For small business owners, part of their insurance solutions might be achievable by investing in a business owners policy. READ MORE >>

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Monday, May 31, 2021

What is the Purpose of a Business Owners Policy?

A business owners policy (BOP) is a type of commercial insurance policy designed to combine coverages. This customizable policy allows businesses to add coverages they need to a single policy at a cheaper price than purchasing each coverage individually.  Who Needs a Business Owners Policy? READ MORE >>

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Friday, April 30, 2021

What Type of Liability Insurance Do I Need for a BOP?

Business owners policies are designed to protect your business by combining a variety of coverages, including liability insurance. Liability insurance concerns claims filed against your business that could result in an expensive lawsuit.  A business owners policy (BOP) automatically includes general liability. READ MORE >>

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Tuesday, March 23, 2021

What Your BOP Will and Will Not Insure

Business insurance is designed to assist you in case of any unexpected or unavoidable challenges that might arise in your line of work. However, there are multiple commercial insurance policies on the market, each of which offers a different set of benefits, geared toward insuring different liabilities. READ MORE >>

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Friday, February 12, 2021

Does a Business Owners Policy Include Business Interruption?

Business owners policies are useful for saving money by combining coverages for small businesses in low-risk industries. However, many business owners make the mistake of believing that their business owners policy covers everything automatically. READ MORE >>

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Tuesday, January 26, 2021

Who is Covered Under My Business Owners Policy?

When you purchase a business owners policy, your main goal is typically to protect your business against claims, losses and lawsuits. But in some cases you may want specific employees or individuals covered under your BOP, in which case you can tailor your policy to cover who you need and when. READ MORE >>

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Thursday, October 15, 2020

Who Qualifies for a Business Owners Policy?

There are many types of insurance available for your business, but not all of them will suit your needs. Certain policies are geared for specific businesses or industries, so it is important to know which policy is right for your company. A business owners policy is a business insurance policy designed to cover small businesses in low-risk industries. READ MORE >>

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Thursday, September 17, 2020

Misconceptions about Business Owners Policies

There is a lot of good information about business insurance out there, but there is a lot of misinformation, as well. As with any insurance, a business owners policy faces many misconceptions and misunderstandings. A BOP Covers Everything A business owners policy (BOP) is a policy that combines coverage for a business. READ MORE >>

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Monday, June 15, 2020

What Protection Does BOP Offer My Business?

A business owner's policy, or BOP, provides general liability and property insurance for your business. It's usually cheaper than purchasing separate policies. Your Bruening Insurance agent can help you determine whether a BOP can adequately cover your risks. READ MORE >>

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Friday, May 15, 2020

Do You Need A Business Owner’s Policy To Work From Home?

If you work from home, you may need a business owner's policy. This is often not a set rule. Rather, it is a look at your overall insurance needs. Is There A Rule That You Need BOP Insurance? There is rarely going to be a rule that you need BOP insurance. READ MORE >>

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