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Home > Blog > Bruening Insurance Agency Blog Page 6
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Bruening Insurance Agency Blog Page 6

View the latest blog posts from Bruening Insurance Agency.

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Sunday, February 28, 2021

Does Commercial Property Insurance Cover Foundations?

The physical property of your business is one of its most important assets, whether you own a restaurant or store that invite customers in or have a place to store products and equipment. Commercial property insurance is designed to cover the property owned by your business, such as the location, equipment, furniture and more. READ MORE >>

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Friday, February 12, 2021

Does a Business Owners Policy Include Business Interruption?

Business owners policies are useful for saving money by combining coverages for small businesses in low-risk industries. However, many business owners make the mistake of believing that their business owners policy covers everything automatically. READ MORE >>

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Tuesday, January 26, 2021

Who is Covered Under My Business Owners Policy?

When you purchase a business owners policy, your main goal is typically to protect your business against claims, losses and lawsuits. But in some cases you may want specific employees or individuals covered under your BOP, in which case you can tailor your policy to cover who you need and when. READ MORE >>

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Wednesday, January 13, 2021

Common General Liability Insurance Endorsements, And Why You Need Them

When putting together your business insurance portfolio, one of your most essential benefits will be your commercial general liability (CGL) coverage. It’s there to help you when your mistakes lead to challenges from others that you caused them harm and can ensure you will be able to pick up the pieces of these issues. READ MORE >>

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Thursday, December 31, 2020

Why Replacement Cost Property Insurance is Worth It

The property that your business owners is naturally very important to it, and worth quite a lot of money, no less. That’s why you cannot afford to see it get damaged, destroyed or lost, but the fact is that you cannot prevent every instance of property damage. READ MORE >>

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Monday, November 30, 2020

Is Commercial Property Insurance Required?

Believe it or not, commercial property insurance isn’t generally required by any state or federal law. This doesn’t mean that there aren’t instances where you may be required to have this insurance, however. Even without a requirement, commercial property insurance is crucial to cover the physical assets of your business. READ MORE >>

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Thursday, October 15, 2020

Who Qualifies for a Business Owners Policy?

There are many types of insurance available for your business, but not all of them will suit your needs. Certain policies are geared for specific businesses or industries, so it is important to know which policy is right for your company. A business owners policy is a business insurance policy designed to cover small businesses in low-risk industries. READ MORE >>

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Thursday, September 17, 2020

Misconceptions about Business Owners Policies

There is a lot of good information about business insurance out there, but there is a lot of misinformation, as well. As with any insurance, a business owners policy faces many misconceptions and misunderstandings. A BOP Covers Everything A business owners policy (BOP) is a policy that combines coverage for a business. READ MORE >>

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Friday, August 28, 2020

When You Need Property Insurance Endorsements

When you buy commercial property insurance, your policy will apply to various items on your premises. It might insure your building, possessions and equipment. The catch, however, is that this coverage will not apply unilaterally to every asset you own. There will be limits that might leave you exposed to costly effects of property losses. READ MORE >>

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Wednesday, July 15, 2020

Does Commercial Property Insurance Cover Water Damage?

Commercial property insurance is designed to cover loss of or damage to the physical property owned by a business. It covers damage caused by: Fire Wind Hail Smoke Lightning Explosions Theft Vandalism Unfortunately, most commercial property insurance policies do not cover water damage. READ MORE >>

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