Employment Practices Liability Insurance Quote Forms
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Employment Practices Liability Insurance Information
Employment practices liability insurance (EPLI) offers coverage for claims that your organization acted in a way that violated employee rights during the employment process. Businesses of all sizes and industries and nonprofit entities may encounter these lawsuits.
The knowledgeable agents at Bruening Insurance Agency in Jupiter and Weston, Florida, can provide more information on EPLI and help you build a comprehensive insurance portfolio that best suits your needs. Contact us for more details.
What Is Employment Practices Liability Insurance?
EPLI is a specialized commercial insurance policy that may cover lawsuits filed by current, prospective or former employees who allege that your organization took wrongful employment actions. It can help compensate affected parties and cover associated legal costs (e.g., defense costs and judgments), even if the claim is ultimately dropped.
EPLI policies may be packaged with other management liability policies, such as directors and officers liability insurance and fiduciary liability insurance, or they may be written as a standalone policy.
What Does Employment Practices Liability Insurance Cover?
EPLI insurance may cover claims of illegal workplace practices such as:
- Wrongful termination
- Other employment-related issues, such as failure to promote
Reach out to our agents for more information on terms, limits and exclusions.
Why Do I Need Employment Practices Liability Insurance?
Any organization with employees may be subject to claims of unlawful employment practices. Commercial insurance policies, such as general liability insurance and workers’ compensation insurance, typically do not cover lawsuits for wrongful employment practices. An EPLI policy can help fill this coverage gap.
Risk Management and EPLI
Risk management and loss control techniques may reduce the likelihood of organizations facing a wrongful employment practices claim. Business entities may consider strategies such as maintaining robust policies and procedures on proper workplace practices and educating employees at all levels on these topics.
Consult with our team to learn more about the relationship between risk management and EPLI.
The experienced team at Bruening Insurance Agency can help you secure the insurance that best addresses your organization’s needs. We proudly serve Fort Lauderdale, Miami and all of south Florida. Reach out to us today for additional information or to get a quote.