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Home > Business Owner Policy Insurance | Fort Lauderdale & Miami, FL

Business Owner Policy Insurance in Fort Lauderdale & Miami, FL


Business Owner Policy Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Business Owners (BOP) Quote Form

Business Owner Policy Insurance Information

Business owners insurance, also known as BOP insurance, is a policy that combines both property and liability coverage into one package. It’s popular among various small- and medium-sized businesses that face perils such as fires, theft or other liabilities that can cause financial losses. A BOP can protect your company from these exposures.  

The professionals at Bruening Insurance Agency Inc. can help you find the right coverage for your business. Contact us today for additional information. 

What Is a Business Owner Policy? 

A BOP packages several types of business insurance into one policy. Bundling the coverages together may be more cost-effective than buying them individually, and it may also be more convenient. 

Who Is Eligible for a Business Owner Policy? 

There are specific criteria small- to medium-sized businesses need to meet to be eligible for a BOP. Insurers consider the type and class of the business, the size of its primary location and revenue when determining eligibility.  

What Does a Business Owner Policy Cover? 

Business owner policies may provide broad protections for your operations. Coverages typically included in a BOP are: 

  • General liability insurance—This may provide coverage if your business is legally responsible for the bodily injury or property damage of a third party (e.g., a customer).  

  • Commercial property insurance—This may provide coverage for your business’s property if it is damaged by fires, vandalism or other covered events. 

  • Business interruption insurance—If your operations are shut down by a covered event, this coverage may help pay for operating expenses such as rent, wages and taxes while your business operations are halted. 


You can tailor insurance plans to your specific needs. Other protections such as commercial crime insurance, cyber liability insurance and commercial auto insurance may be available to add to your BOP or as standalone policies.  

How Much Does a Business Owner Policy Cost? 

Various factors affect your BOP’s cost. The policies you select for your BOP bundle, your industry and your selected coverages could all impact the premiums. Additionally, your business’s location and size could play a role in determining its price. 

Contact Us 

Contact Bruening Insurance Agency to create a business owner policy that suits your business’s needs and budget. We are a family-owned, independent agency that strives to provide prompt service, and we can provide more information on available protections. Call us today at 800-293-0131 for more information or a quote. 

Bruening Insurance Agency
Corporate Headquarters
1555 Bonaventure Blvd,
Suite 2006
Weston, FL 33326
Phone: (800) 293-0131

Bruening Insurance Agency
Jupiter Office
110 Front Street
Suite 300
Jupiter, FL 33477
Phone: (800) 293-0131

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