Homeowners Insurance in Weston, FL and Jupiter, FL

Serving Broward County, Palm Beach County, and all of Florida

Protecting your home means more than just installing a security system, investing in a smart lock or making the dwelling weather-resistant. It also means buying homeowners insurance. home, homeowners, Elegant two-storey house with garage, showcasing modern architecture and residential charm.

Regardless of how many security features your home has, you cannot prevent every instance of damage or loss that might arise. Your home insurance plan can be there to help you in such circumstances. Because all homes are unique, you must tailor your homeowners insurance appropriately to ensure you’re properly protected.

If you live in the state of Florida, we can help you out. Our experienced agents at Bruening Insurance Agency will assist you in finding a home insurance policy tailored to fit your exact needs and budget restrictions. When it comes to your home, you can never be safe enough. Request a quote or call us at 800-293-0131 for a quote today.

What Does Home Insurance Cover in Florida?

Homeowners policies vary greatly, but there are typical inclusions in every policy, such as:

  • Dwelling insurance that pays for repairs to your home following hazards like fires, severe weather, vandalism, theft or other unexpected damage.
  • Other structures coverage is separate from your dwelling coverage and helps you repair or rebuild detached structures on your property, such as storage sheds, gazebos or carports.
  • Contents coverage insures the possessions inside your home in case of unexpected losses.
  • Liability insurance helps you pay if you negligently cause harm to someone who doesn’t live with you (i.e., a neighbor or guest) and they sue you for their medical bills or property damage.
  • Accidental medical payments insurance can cover third-party injuries on your property even if the affected person’s injuries are not your fault.
  • Loss of use coverage pays for living expenses when your home sustains damage and you must temporarily vacate it.

Again, these are the typical benefits of home insurance coverage. Our agents will help you evaluate potential benefits included in the policies you’re looking at.

What Policies Are Available in Florida?

A typical home insurance policy in Florida will protect you from incidents such as weather damage, vandalism, theft and fire. In the unfortunate scenario of one of the previously mentioned incidents, a standard policy will cover food and lodging costs if you need to temporarily relocate.

A standard policy will also likely cover outbuilding, which includes:

  • Detached garages
  • Fences
  • Sheds
  • Outdoor fireplaces
  • Swimming pools

Questions or Concerns?

Your home is your safe place. At Bruening Insurance Agency, we understand this. We will help you find the perfect coverage for you and your home at a reasonable cost. Request a quote or contact us at 800-293-0131 to take the right step in protecting your home.

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